Within the B of Joy co-op (SCE), we use the ‘URA’ as a local, circular, value-based, internal currency. We don't do interest, making us the first truly sustainable URA financial platform in Europe. Interest is highly unethical. Instead of interest, we offer Financial, Ecological, Emotional and Social returns based on natural growth. We invest in local economies and sustainable projects for a healthy and just society. A financial platform of, for and by the people, in which we manage our value exchange ourselves again. You can join. For 25 euros, you are a member. For 100 euros, you are a cooperative co-owner. Want to know more? Then click here to continue reading.