Within the B of Joy co-op (SCE), we use the ‘URA’ as a local, circular, value-based, internal currency. We don't do interest, making us the first truly sustainable URA financial platform in Europe. Interest is 'haram' and therefore un-Biblical. Instead of interest, we offer Financial, Ecological, Emotional and Social returns based on natural growth. We invest in local economies and sustainable projects for a healthy and just society. A financial platform of, for and by the people, in which we manage our value exchange ourselves again. You can join. For 25 euros, you are a member. For 100 euros, you are a cooperative co-owner. Want to know more? Then click here to continue reading.