Click for more about stable value and natural growth


For stable value
and natural
growth, click
the button

For more about a good stewardship of all life, click here


For a good
stewardship of
all life, click
the button


For connecting,
trust and joy,
click the button


For innovation
and compassion,
click the button

  • B of Joy, the House of the People ...
    Within the B of Joy cooperative, we use the ‘URA’ as a
    local, circular, value-based, complementary currency.
    We don't do interest, making us the first truly
    sustainable URA financial platform in Europe.
    Interest is ‘haram’, un-Biblical and parasitic.
    It causes deficits and crises ... Instead of interest, we
    offer Financial, Ecological, Emotional and Social returns
    based on natural growth. We invest in local economies
    and sustainable projects for a healthy and just society.
    A financial platform of, for and by the people, in which
    we manage our value exchange ourselves again.
    You can join. For 25 euros, you are a member.
    For 100 euros, you are a cooperative co-owner.