The URA is B of Joy co-op's circular local complementary currency. The coin derives its value from Hours and Labour. Indeed, Hours and Labour are value fixed. Hours and labour made now are worth the same as hours and labour in 10 years. With this, URA is more stable in value than gold because people speculate with gold. This affects the current price of gold.
All investments under the URA are placed in the real economy and give Financial, Ecological, Emotional and Social returns on capital. These are investments in raw materials, equitable business, organic foods, natural forces, real estate, pure water and people. These investments serve human beings who will always continue to use them.