Support for change is growing, which we welcome, because
B of Joy co-op benefits from active members.
Dear interested party, supporter and participant,
There is a lot going on in the world and new information comes to light every day. With the financial platform of B of Joy co-op, we are moving in the right direction and confidence is high: 2026 will bring great progress. We hope you enjoy reading this.
Our team has recently been enriched with a German translator. We warmly welcome our colleague.
We expect more translation work in the near future. Are you a skilled translator or a near native speaker and would you like to help spread our message? Translators are welcome to contribute to subtitling videos and translating the B of Joy co-op website, which is currently under construction.
If you have the time and motivation to volunteer for a better world, send us a message via the contact form to work with us on a new future.
The final part of Nikolai Schweber's in-depth interview with Ronald Bernard has now been published. A complete overview and further information on all parts is available via this newsflash page.
The last part is about making different choices in an increasingly chaotic world. By sharing his own experiences and insights, Ronald Bernard encourages you to ask yourself important questions such as: Do you dare to help shape a beautiful new society - based on collective intelligence, emotions and life experiences? Are you open to making the supposedly impossible possible through cooperation?
Watch video part 6 and if you really want to make a difference (afterwards), discover the possibilities of the URA platform of B of Joy co-op and join us.
On september 27 2025, B of Joy co-op (SCE), also known "The House of the People", was officially born in the Netherlands. With a “Good Stewardship of ALL Life” as its guiding light, a simple yet powerful dream – through United People Foundation – grew into the creation of a cooperative movement characterized, among other things, by “Unity in Diversity.” These two starting points can be found as the vision within the ‘Declaration of Peace’ and the ‘The New Declaration of Human Rights’.
Why is this initiative so important? Because most governments want to do the right thing but cannot, since they have handed over the creation of money to private companies. They are trapped in a financial system based on a debt economy dominated by private financial enterprises whose interests are essentially at odds with the values that characterize B of Joy co-op.
The transition to a just and caring society will therefore not happen by itself; it will require considerable effort from people with courage, vision, and goodwill to come together and make it possible. It is therefore up to us – the people of the world – united in heart and purpose, to realize the changes we long for, together, for ourselves and for future generations.
B of Joy co-op is a cooperative fully owned by its members. Together we are building a new, interest-free financial platform that frees people from a profit-driven system based on debt and self-interest. Instead, we bring money back to where it belongs: in service of life – and where your money remains yours. We are working toward a peaceful world in which “prosperity, well-being, and wellness” is the norm.
At the heart of all this beats the URA platform
with its marketplace and URA currency.
Through this digital marketplace – with its secure payment products and services – members can buy, sell, and collaborate in ways that truly align with their values. In this way, a “glocal” economy emerges, where fairness replaces greed and sharing becomes more important than fear of scarcity. With our planned B of Joy co-op debit card and IBAN payment account, we are building a bridge between the “old world” of shortage and a new world of sufficiency and care.
Everyone who participates – whether as a holder of an Eternal Membership Certificate (EMC), a volunteer, donor, or supporter – helps build a living network full of promise. Guided by the F.E.E.S.T. principle (Financial, Ecological, Emotional, Social & Transitional return), we measure success not by what we own, but by the overall well-being we create together.
Step 1:
The URA platform, with its marketplace and URA currency – already alive and growing in strength – gives our members the means to create a new, joyful economy together.
Step 2:
The planned IBAN account and payment card will form a bridge between the old world and the new – a passage through which members can travel freely, rooted in the present and oriented toward the world we are building together.
Step 3:
The realization of a fully backed, interest-free community – the fruit of our shared intention and living proof of what we can create when hearts and hands unite.
Step by step, the B of Joy co-op movement continues to grow – from the URA platform toward investments in nourishing projects in energy, housing, and health.
Together we are planting the seeds of a JOY-FUL economy – a future that honors life, celebrates unity, and uplifts the human spirit beyond anything we can currently imagine.
A strong clod of earth forms
both despite and thanks to every root that follows its own path.
